Income-Based Budgeting

Focus on planning your income, not tracking expenses. Budget before money arrives.

Stop tracking expenses and start planning income. Budgetocity helps you create a budget based on when and how much you earn, not on what you've already spent.

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How Budgetocity Helps You Master Income-Based Budgeting

Plan income before it arrives

Budget around your pay schedule

Proactive instead of reactive

Take control before money hits your account

Features That Help You Succeed

Income-First Planning

Build your budget around your income schedule, not arbitrary months.

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Income Schedule

Sync your budget with your actual pay schedule for accurate planning.

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Zero-Based Budgeting

Assign every dollar a job before it arrives in your account.

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Related Articles & Tips

How to Stop Living Paycheck to Paycheck Without Making More Money

Many people believe the only way to stop living paycheck to paycheck is to earn more. But the real problem is timing, not income. Learn how to break the cycle by changing how you budget and plan.

Read Article

Why Monthly Budgeting Fails for Bi-Weekly Pay (And How 4-Week Cycles Fix Everything)

The entire concept of 'extra paychecks' is proof that monthly budgeting is broken for bi-weekly earners. Learn how 4-week budgeting cycles eliminate this problem forever.

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How to Budget With Irregular Bills When You Are Paid Bi-Weekly

Irregular bills make bi-weekly budgeting feel impossible, but with the right plan you can make them predictable and manageable.

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Start Income-Based Budgeting

Experience the difference of planning income instead of tracking expenses.