Pay Off Debt Faster
Create a strategic plan to eliminate credit cards, loans, and other debts
Use proven debt payoff strategies like the snowball or avalanche method. Budgetocity helps you allocate extra money toward debt while still covering your essential expenses.
Start Budgeting for FreeHow Budgetocity Helps You Get Out of Debt
Prioritize debts with proven payoff strategies
Allocate extra income toward debt payments
Track progress on each debt account
Stay on top of bills while paying down debt
Features That Help You Succeed
Income-First Planning
Plan how to use each paycheck to make progress on debt while covering bills.
Learn MoreRelated Articles & Tips
How to Stop Living Paycheck to Paycheck Without Making More Money
Many people believe the only way to stop living paycheck to paycheck is to earn more. But the real problem is timing, not income. Learn how to break the cycle by changing how you budget and plan.
Read ArticleWhy Monthly Budgeting Fails for Bi-Weekly Pay (And How 4-Week Cycles Fix Everything)
The entire concept of 'extra paychecks' is proof that monthly budgeting is broken for bi-weekly earners. Learn how 4-week budgeting cycles eliminate this problem forever.
Read ArticleHow to Budget With Irregular Bills When You Are Paid Bi-Weekly
Irregular bills make bi-weekly budgeting feel impossible, but with the right plan you can make them predictable and manageable.
Read ArticleStart Your Debt-Free Journey
Create a budget that prioritizes debt payoff and track your progress.